COMMISSION STRUCTURE AND PAYMENT POLICY

Last Updated: 15 September 2025

1. COMPANY INFORMATION

Company Name: DIGIFABRICA LTD
Company Number: 15390190
Registered Office: 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ
Email: info@bittenpay.com
Director: Ümit Sönmez

2. INTRODUCTION

This Commission Structure and Payment Policy outlines the commission rates, calculation methods, and payment procedures for all participants in the DIGIFABRICA marketplace ecosystem. Our system features fixed platform commissions and unlimited affiliate commission flexibility to maximize vendor strategic options.

3. PLATFORM COMMISSION STRUCTURE

3.1 Membership-Based Commission Rates

Standard Membership:

Commission Rate: 10% of gross sale amount
Applied to: All basic vendor accounts
Default Level: All new vendors start at this level

Premium Membership:

Commission Rate: 5% of gross sale amount
Applied to: Premium vendor accounts
Upgrade Benefits: Reduced commission rate and enhanced features

3.2 Fixed Rate Structure

No Variable Rates:

Commission rates are fixed per membership level
No volume-based discounts or increases
No tier progression based on sales
Rates remain constant regardless of performance

Consistent Application:

Same rates apply to all product types
Digital products, subscriptions, and one-time sales
No seasonal or promotional rate changes
Transparent and predictable cost structure

3.3 Commission Calculation Base

Gross Sale Calculation:

Platform commission calculated on full sale amount
Before taxes, fees, or affiliate commissions
Includes all product pricing and add-ons
No deductions before platform commission

Calculation Examples:

Standard Membership:
Product Sale: $100 → Platform Commission: $10

Premium Membership:
Product Sale: $100 → Platform Commission: $5

4. AFFILIATE COMMISSION STRUCTURE

4.1 Unlimited Commission Flexibility

Commission Range:

Minimum Rate: 0% of remaining amount
Maximum Rate: Unlimited – no ceiling
Vendor Control: Complete freedom to set any rate
Strategic Flexibility: Vendors can exceed 100% if desired

4.2 Commission Calculation Method

Calculation Base:

Affiliate commission calculated on amount remaining after platform commission
No restrictions on percentage vendors can offer
Vendors can pay more than they receive if strategy requires

Standard Membership Examples:

Sale: $100, Platform Commission: $10, Remaining: $90

0% Affiliate Rate: $0 to affiliate, $90 to vendor
50% Affiliate Rate: $45 to affiliate, $45 to vendor
100% Affiliate Rate: $90 to affiliate, $0 to vendor
150% Affiliate Rate: $135 to affiliate, -$45 to vendor

Premium Membership Examples:

Sale: $100, Platform Commission: $5, Remaining: $95

0% Affiliate Rate: $0 to affiliate, $95 to vendor
50% Affiliate Rate: $47.50 to affiliate, $47.50 to vendor
100% Affiliate Rate: $95 to affiliate, $0 to vendor
200% Affiliate Rate: $190 to affiliate, -$95 to vendor

4.3 Commission Setting Guidelines

Recommended Approach:

Standard Rate: 50% of remaining amount
Conservative Strategy: 10% – 30% for maximum vendor profit
Growth Strategy: 70% – 100% for rapid affiliate acquisition
Aggressive Launch: Over 100% for premium partnerships

No Restrictions:

Vendors free to experiment with any rates
Can change rates anytime for future sales
No approval required for high commission rates
Complete strategic autonomy

5. PAYMENT SCHEDULE AND PROCESSING

5.1 Monthly Payment Calendar

Payment Date: 15th of each month
Payment Period Calculation:

Earnings from 16th of previous month to 15th of current month
Paid on 15th of the month following earning period

Payment Period Examples:

Jan 16 – Feb 15 earnings → Paid Feb 15
Feb 16 – Mar 15 earnings → Paid Mar 15
Mar 16 – Apr 15 earnings → Paid Apr 15

5.2 Payment Processing Details

Processing Timeline:

Earnings calculation: 15th of each month
Payment processing: Same day (15th)
Payment completion: Within 24 hours
Statement delivery: Same day as payment

Minimum Thresholds:

Vendors: $50 USD minimum payout
Affiliates: $50 USD minimum payout
Below Threshold: Earnings accumulate automatically
No Time Limit: Earnings held until threshold reached

5.3 No Hold Periods

Immediate Availability:

No waiting periods for new accounts
No reserves or withholding for any participants
All earnings immediately available for next payment cycle
Only restriction: Monthly payment schedule adherence

6. PAYMENT METHODS

6.1 Customer Payment Processing

Primary Payment Methods:

Stripe: Primary payment processor
Credit/Debit Cards: Visa, Mastercard, American Express
PayPal: Secondary payment option
Digital Wallets: Apple Pay, Google Pay (via Stripe)

Payment Features:

Instant payment confirmation
Global acceptance and processing
PCI DSS compliant security
Real-time fraud detection

6.2 Vendor and Affiliate Payouts

Available Payout Methods:

Bank transfers (ACH, Wire, SEPA)
PayPal payments
Payoneer global payments
Other approved payment services

Payout Requirements:

Valid payment method verification
Tax identification documentation
Identity verification compliance
Anti-money laundering (AML) adherence

7. COMMISSION TRACKING AND ATTRIBUTION

7.1 Attribution Model

Last-Click Attribution:

Credit to last affiliate link clicked before purchase
30-day cookie tracking window
Cross-device tracking limitations
Clear attribution hierarchy

Technical Implementation:

Server-side tracking for accuracy
Real-time conversion recording
Fraud detection and prevention
Transparent reporting dashboard

7.2 Tracking Transparency

Real-Time Data:

Live conversion tracking
Immediate earnings updates
Detailed performance analytics
Historical data access

Reporting Features:

Customizable date ranges
Export capabilities for tax purposes
Performance trend analysis
Commission breakdown details

8. CURRENCY AND INTERNATIONAL CONSIDERATIONS

8.1 Transaction Currency

USD Standard:

All transactions processed in US Dollars
Pricing displayed in USD globally
Currency conversion by payment processors
Exchange rate risks borne by users

8.2 International Compliance

Tax Obligations:

Participants responsible for local tax compliance
Tax documentation provided as required
Professional tax advice recommended
International tax treaty considerations

Payment Processing:

Global payment method acceptance
International bank transfer support
Regional payment service integration
Compliance with local financial regulations

9. DISPUTE RESOLUTION

9.1 Commission Disputes

Common Issues:

Attribution disagreements
Commission calculation questions
Payment timing concerns
Technical tracking problems

Resolution Process:

Technical investigation and review
Documentation analysis
Fair resolution based on evidence
Appeal process available

9.2 Payment Disputes

Resolution Timeline:

Initial response within 24 hours
Investigation completion within 5 business days
Resolution implementation immediately
Follow-up to ensure satisfaction

10. COMPLIANCE AND FRAUD PREVENTION

10.1 Fraud Prevention

Monitoring Systems:

Real-time transaction monitoring
Pattern recognition algorithms
Suspicious activity detection
Immediate response protocols

Prohibited Activities:

Self-referral purchases
Cookie manipulation
Fake traffic generation
Misleading marketing practices

10.2 Legal Compliance

Regulatory Standards:

Anti-money laundering compliance
Know Your Customer verification
Financial services regulations
Consumer protection laws

11. PERFORMANCE AND OPTIMIZATION

11.1 Performance Tracking

Key Metrics:

Conversion rates and attribution accuracy
Payment processing efficiency
Commission calculation accuracy
User satisfaction levels

11.2 Continuous Improvement

System Enhancements:

Regular technology updates
User feedback integration
Process optimization
Industry best practice adoption

12. SUPPORT AND ASSISTANCE

12.1 Commission Support

Available Services:

Commission calculation assistance
Payment method setup support
Technical troubleshooting
Strategic consultation

Contact Information:

Email: info@bittenpay.com
Subject: “Commission Support – [Issue Type]”
Response time: Within 24 hours

12.2 Educational Resources

Training Materials:

Commission structure guides
Payment process documentation
Best practice recommendations
Tax compliance resources

13. POLICY UPDATES

13.1 Modification Process

Change Procedures:

30 days advance notice for material changes
Clear communication of modifications
Opportunity for feedback and comments
Right to terminate if changes unacceptable

13.2 Continuous Refinement

Regular Reviews:

Quarterly policy assessment
Annual comprehensive review
Market competitiveness analysis
User feedback integration

14. CONTACT INFORMATION

14.1 General Inquiries

Commission Questions:

Email: info@bittenpay.com
Subject: “Commission Policy Inquiry”

Payment Support:

Email: info@bittenpay.com
Subject: “Payment Support Request”

14.2 Account Management

High-Volume Support:

Dedicated account management available
Priority support for major participants
Custom reporting and analytics
Strategic partnership development

15. GOVERNING LAW

This Commission Structure and Payment Policy is governed by the laws of England and Wales and complies with all applicable UK financial services regulations.

16. ACKNOWLEDGMENT

By participating in the DIGIFABRICA marketplace, you acknowledge understanding and agreement with this Commission Structure and Payment Policy, including all rates, calculations, and payment procedures outlined herein.